Pathward Financial Results Presentation Deck

STRONG BALANCE SHEET ALLOWS FOR RETURN OF CAPITAL TO SHAREHOLDERS Off Balance Sheet Deposits¹ Cash and Cash Equivalents 9 Liquidity Sources ($ in millions) $875 $899 $672 $3,807 $245 $1,079 Unpledged Investment Securities FHLB Borrowing Capacity Pathward Financial, Inc. (Nasdaq: CASH) | Quarterly Investor Presentation $37 Fed Discount Window Funds Unsecured Funding and Other Wholesale Funding Options Share Repurchases 232,588 Q1 2024 ¹These off balance sheet deposits can be brought back on balance sheet, as needed, as they are immediately callable. pathward

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