Investor Presentaiton

pnb Retail Product Performance YoY Gr 6.1% Retail 78656 62336 Crore Retail Components Mar'18 Mar'19 Mar'20 | YoY % 83479 Housing 36003 44874 51267 14.2 Mortgage 6220 8150 9191 12.8 Car/Vehicle 5934 5745 5480 -4.6 Education 5220 5586 5843 4.6 Personal 4348 4865 5124 5.3 Others 4610 9435 6573 -30.3 Total Retail 62336 78656 83479 6.1 Mar'18 Mar'19 Mar'20 Growth 14.2% Gr 12.8% Gr -4.6% Gr 4.6% Gr 5.3 % Gr -30.3 % Gr 51267 44874 Housing 8150 9191 5745 5480 9436 5586 5843 4865 5124 6574 Mortgage 1 Car/Vehicle Education ■Mar'19 Mar'20 Business Performance Personal Others Page 10

View entire presentation