4Q 2022 INVESTOR PRESENTATION

Strategy Progress Update Driving changes across the businesses and bank-wide 2021-2025 Strategic Ambitions 4Q 2022 Achievements Digital Build digital factory and apply latest available technologies - Advanced Analytics (AA), Al and Big Data Completed 6 additional RPAS 100% of branches with Digital Zones Fast Improve processes and speed to market Fully Launched POS Financing Product ■ Reduced POS financing documentation requirements ☐ مصرف الإنماء alinma bank 2023 Initiatives In-Progress Driving Agile delivery of IT projects Digital team being expanded with requisite skills Improving new digital app under alpha release ■ Continue enhancement of digital journeys and app functionality, and increase cross- sell ■ Continuous improvement in turn-around time for retail customers Convenient Total 4Q 2022 INVESTOR PRESENTATION Enhance customer convenience and experience ■ Introduced Real Estate Re-finance Product ■ 17 new ATM sites 76 Initiatives* 54/76 Initiatives Completed *1 new initiative added in 4Q 2022 71% ■ Client relationship models for Private and Affluent customers being improved ■ Enhance ecosystems programs for customer convenience 22/76 Initiatives In Progress 29% 10/49

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