Wholesale Banking Performance Analysis
89
90
Group provision balances and coverage ratios
Collective provision balances
Specific provision balances
($m)
($m)
3,570
1,524
1,546
1,634
3,488
1,419
3,398
118
162
179
428
172
180
155
3,058
142
1,337
1,092
1,204
954
Sep 10
Mar 11
Sep 11
Mar 12
Sep 10
Mar 11
Sep 11
Business <$25m
Retail
Coverage ratios
2.0%
1.5%
1.0%
0.5%
0.0%
Mar 10
Sep 10
Mar 11
Sep 11
Mar 12
GRCL top up (pre-tax) as a % of Credit Risk Weighted Assets (ex Housing)
Collective Provisions as a % of Credit Risk Weighted Assets (ex Housing)
Total Provisions as a % of Gross Loans and Acceptances
Group provision movements
Collective provision
($m)
3,398
12
(159)
(150)
10
(43)
Mar 12
Single Names >$25m
National Australia Bank
3,058
Sep 11
Retail
Non Retail
(including loans at
fair value)
SCDO overlay
utilisation
Derivatives at fair FX Impact/Other
value
Mar 12
Specific provision
($m)
492
(10)
(2)
101
(493)
24.2% #
26.8% #
1,546
1,634
Sep 11
Non-Retail Large Mortgages*
(>$10m)
Retail Other* Non Retail Other* Net W/Offs Large
(>$10m)
Mar 12
# Specific provision as a % of impaired assets
Net of write-offs
National Australia BankView entire presentation