Investor Presentaiton
Expenses under control in an inflationary environment
(in € millions)
2,432
+0.5%
+1.8%
2,740
2,745
2,692
2,692
46
-20
22
5
O
H1 2022 expenses
H1 2022 business
Currency effect and
restated
line expenses
restated
changes in
consolidation scope
H1 2022 business line
expenses (constant
exchange rates)
Staff expense
excl. Insurance
Operating expenses
(incl. distribution)
Insurance
H1 2023 business
line expenses
(comparable scope
of consilidation)
-
-
Ongoing development of diversification businesses: CIB and et private banking
Consolidation of non-life insurance subsidiaries into CNP Assurances Holding
Decrease in Single Resolution Fund contribution (-€35m) recorded in the Corporate centre
INVESTOR PRESENTATION - SEPTEMBER 2023
Changes in
consolidation scope
H1 2023 business
line expenses
2,443
H1 2023 expenses
18
LA
BANQUE
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