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Investor Presentaiton

Capital Bank at a glance USD 504m Equity USD 3.66b Assets USD 1.76b 6.3% Net Loans NPLs All values in USD A unique value proposition offering a strategic regional positioning, and digital convenience across a wide-spectrum of advanced corporate, retail and investment banking solutions. . High growth economy • World's 4th largest oil reserve • Attractive demographics Iraq • Significant reconstruction 20% NOI Growth 9.38%* ROE Jordan • opportunity Significant room to fill the service gap within the banking sector 0.178 EPS (2019) Political stability 10% 3yr Avg. Dividends economy • Openness to global International AML and compliance standards • Well regulated banking sector 17.6% CAR 142% LCR Figures as of June 2020. NOI refers to Net Operating Income growth June 2019 to June 2020. *ROE figure covering YTD June 2020 performance excludes COVID-19 related provisions for the period. UAE Gateway for the Group to GCC markets, clients and investors Hub for businesses and multinationals working in Iraq LO
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