Financial Performance and ESG Strategy Update
Highlights - Canadian Commercial Banking & Wealth Management
Reported & Adjusted¹ ($MM)
F22
YOY
Strategic priorities to accelerate growth of Canada's private economy
Revenue
Net interest income
Non-interest income
Expenses
PPPT²
5,254
13%
1,672
30%
☐
3,582
6%
Investing in our platforms to maintain commercial banking
momentum & capitalize on wealth management opportunities
2,656
(9%)
2,598
17%
Provision for Credit Losses
23
62
Increasing connectivity to attract and deepen high-
value relationships
Net Income
1,895
14%
Commercial Banking - Loans (Average, $B)³
88
20%
Commercial Banking - Deposits (Average, $B)
94
12%
Focusing on future differentiators and faster growing sectors
Net Interest Margin (bps)
337
12
Assets Under Administration 4,5 (AUA, $B)
325
(9%)
Assets Under Management 4,5 (AUM, $B)
209
(9%)
F22 Key Highlights
20% / 12%
Loan & Deposit Growth6
Above market growth?
6.6%
Annual Net Flows8/AUA
from Private Wealth Management
$5.4B
Annual Referral Volume⁹
22% YoY growth
CIBC◇
For footnoted information refer to slide 38.
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