Investor Presentaiton
Second Quarter 2022 Financial Highlights
Performance Year-over-Year
+20.4%
Core Diluted EPS 1
+45.5%
Core Diluted PTPP per Share 1,2
+42.2%
+17.5%
Core Earnings 1
Core PTPP 1,2
+$0.38
+40bps
TBV per Share 1
NIM
3
Performance Quarter-over-Quarter
+20.4%
Core Diluted EPS 1
+3.5%
-3.1%
Loan Growth
+11bps
Core Efficiency Ratio NIM 3
4
(1) Core metrics exclude merger related expenses, net branch consolidation expenses, net loss/gain on equity investments, and the income tax effect of these items,
(collectively referred to as "non-core" items). TBV (tangible book value) per common share excludes goodwill, core deposit intangible, and preferred equity. Refer to the
"Non-GAAP Reconciliation" in the Earnings Release for additional information.
(2) PTPP (Pre-tax Pre-provision) excludes the pre-tax "non-core" items along with income tax expense (benefit) and credit loss provision (benefit). Refer to the "Non-GAAP
Reconciliation" in the Earnings Release for additional information.
(3) NIM (Net Interest Margin)
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