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Investor Presentaiton

Public finances in a solid surplus position • The government policy is for a growth-friendly fiscal stance safeguarding the maintenance of robust primary surpluses supporting a sustained reduction of public debt. The budget reflects a continuation in the employment policies adopted by the government and places emphasis on reallocation of expenditure towards growth-enhancing activities. • Since 2016 the fiscal position is positive peaking at 3,2% surplus in 2018. In the next years both government revenue and government expenditure are expected to increase primarily due to the introduction of the national health system. The budget surplus is expected to fall marginally mostly due to increased expenditure associated with the gradual abolition of wage cuts. • The budget is designed to achieve the medium term objective of a balanced fiscal position in structural terms. Source: Ministry of Finance Evolution of main fiscal indicators, % of GDP 8 6 4 5,7 4,3 5,3 4,8 4,4 4,1 2 2,6 2,7 3,0 3,2 3,0 2,6 0 0,3 1,8 2,4 2,2 -0,3 -0,4 -2 -1,8 -4 Primary balance Fiscal balance -5,1 -6 2013 2014 2015 2016 2017 2018 2019f 2020f 2021f 2022f Note: The budget outcomes of 2014-15 and 2018 exclude government contributions for the Cyprus Cooperative Bank Note: "f" denotes forecasts by the Ministry of Finance as of April 2019. All forecasts are based on assumptions and there can be no assurance they will be realised. 16
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