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Collection Efficiency Portfolio Collection Efficiency (%) - Bucket 0 DCB BANK Dec-22 Mar-23 Jun-23 Sep-23 Oct-23 Nov-23 Dec-23 Business Loans (LAP) 98.6% 98.8% 98.4% 98.6% 98.5% 98.5% 98.8% Home Loans CV Loans Portfolio 98.9% 98.7% 98.6% 98.7% 98.8% 98.9% 98.9% 94.8% 96.0% 93.0% 94.0% 94.3% 94.0% 95.7% Collection Efficiency Overall (Including delinquent and restructured book) % Dec-22 Mar-23 Jun-23 Sep-23 Oct-23 Nov-23 Dec-23 Business Loans (LAP) 97.3% 97.9% 97.2% 97.3% 97.0% 96.9% 97.4% Home Loans CV Loans 98.3% 97.7% 97.5% 97.6% 97.7% 97.7% 97.7% 92.4% 93.6% 88.6% 90.6% 90.6% 89.6% 91.6% 27 22

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