Investor Presentaiton

Major Highlights for Q2 FY 2023 - Continued Balance Sheet Strengthening PAT Rs.828 crore - - PBT Rs.1437 crore Operating Profit - Rs.2208 crore - NII Rs.2738 crore NIM - 4.37% ROA -1.09% ROE 15.21% Cost to Net Income Ratio 42.29% Total CRAR - 19.48% Tier 1 Capital - 17.05% Cost of deposit - 3.44% CASA ratio - 56.19% Cost of funds - 3.72%. Total RWA Rs. 157840 Crore Net Advances - Rs.146752 crore Deposit - Rs.230310 crore Net NPA - 1.15% GNPA - 16.51% PCR 97.86% IDBI BANK Page 5

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