Investor Presentaiton

MyState Sub Debt Issue | Investor Presentation 40 Limited Wholesale funding composition Securitisation remains the largest portion of wholesale funding. Approximately 80% of this is term RMBS Securitisation is used for both capital and funding Wholesale funding is actively managed by caps and maturity limits Wholesale Funding $16m, 1%, Wholesale funding provides MyState with diversification of its funding sources Internal RMBS portfolio sized to cover all short-term wholesale funding maturities (i.e. < 12 months) Wholesale Deposits $16m, 5% Data as at 31 December 2019 $311m, 18% $1,383m, 81% ■ At Call ■Term Deposits ■ NCDs ■ Securitisation $311m, 95% ■ At Call ■Term Deposits ■ NCDs

View entire presentation