CalBank Banking Sector Overview & Competitor Benchmarking

Banking sector | Competitor benchmarking 1Q2023 Annualized Return on Equity (%) SCB ZBL 78.48% 72.46% ACCESS 57.31% ABSA 46.42% CAL* 43.36% GCB 34.11% RBGH 27.18% SOGEGH 25.28% FBL 18.01% EGH -1.12% NPL Ratio (%) ACCESS 2.92 ZBL 5.05 EGH 8.19 FBL 9.00 CAL⭑ 11.20 SCB 14.67 SOGEGH 14.85 ABSA 18.21 RBGH 18.94 GCB 20.20 Source: Company filings Annualized Return on Assets (%) SCB ZBL 9.24% 8.05% ACCESS 6.52% SOGEGH 3.88% RBGH 3.45% GCB 3.07% CAL* 2.46% FBL 2.45% ABSA 1.21% EGH -0.11% ZBL ACCESS SCB 21.86 RBGH 19.23 GCB 18.5 ABSA 18.34 FBL 18 SOGEGH 14.15 EGH 13.04 CAL⭑ 10.50 CAR (%) 34.34 32.18 20 CalBank

View entire presentation