2022 Highlights - PagoNxt & Santander UK

The Santander Way Our purpose To help people and businesses prosper. We create value for all It is the bedrock on which we are building a more responsible bank Our aim To be the best open financial services platform, by acting responsibly and earning the lasting loyalty of our people, customers, shareholders and communities. Our how Everything we do should be Simple, Personal and Fair. Santander which motivates An engaged and talented team generates support for our communities customer loyalty so we deliver strong financial results for our shareholders leading to 5

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