DIB's Digital Journey

Consolidated Income Statement AED million Net Income Income from Islamic financing and investing transactions Commission Income/(loss) from other investments measured at fair value Income from properties held for development and sale Income from investment properties Share of profit from associates and joint ventures Other Income Total Income Depositors' and Sukuk holders' share of profit Net Income Operating Expenses Personnel expenses بنك دبي الإسلامي Dubai Islamic Bank #Ready For TheNew 1H2021 Reviewed 1H2020 FY2020 FY 2019 Reviewed Audited Audited 4,448 5,537 10,370 10,723 836 873 1,646 1,483 13 44 50 65 52 30 54 126 55 34 83 295 96 (1) 20 58 342 307 919 934 5,842 6,824 13,142 13,684 (1,214) (2,101) (3,671) (4,418) 4,628 4,723 9,471 9,266 (715) (927) (1,699) (1,587) General and administrative expenses (436) (447) (838) (632) Depreciation of investment properties (31) (27) (57) (37) Depreciation of property, plant and equipment (64) (69) (134) (102) Total Operating Expenses (1,246) (1,470) (2,728) (2,358) Profit before net impairment charges and income tax expense 3,382 3,253 6,743 6,908 Impairment charge for the period, net (1,498) (2,120) (4,552) (1,763) Gain on Bargain Purchase 1,015 1,015 Profit for the period before income tax expense 1,884 2,148 3,206 5,145 Income tax expense (20) (30) (46) (42) Net Profit for the period 1,864 2,118 3,160 5,103 Attributable to Owners of the Bank Non-Controlling Interests 1,854 2,121 3,294 5,015 10 (3) (134) 88 29

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