KASIKORNBANK Financial Overview
K
EXCELLENCE
Loan Growth
March 2013 (Consolidated)
20
(%)
Loan Growth (% YoY)
14.43
15
12.43
11.12
9.57
10
5
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK.
0
2010
2011
2012
1Q13
Loans grew sensibly at 2.2% YTD and 11.1% YoY; the YTD growth was mainly driven by corporate
business
2010
2011
2012
1Q12
1Q13
4Q12
1Q13
Loans (Bt bn)
1,077
1,211
1,327
1,220
1,356
1,327
1,356
Loan Growth (% YoY)
14.43
12.43
9.57
12.65
11.12
9.57
11.12
Loan Growth (% YTD)
14.43
12.43
9.57
0.76
2.19
9.57
2.19
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K
EXCELLENCE
Loan Structure and Loan Growth Targets
March 2013 (Consolidated, TFRS 8: Operating Segments*)
Loan Portfolio Structure
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开泰银行 KASIKORNBANK
Loan Structure, Loan Yield and Loan Growth Targets
51
(Bt bn)
1,500
(Amount in Bt bn)
Dec 12**
Y2012
1Q13
1,327
1,356
Loan
7%
8%
Growth
YTD
Loan
Growth
1Q13
Yield Range
Y2013
Loan
(%)
Target
26%
26%
1,000-
(%)
(%)
(%)
1) Corporate Loans
416
5.5
424
2.1
4-6
4-6
36%
35%
Multi-Corporate Business
203
5.2
212
4.2
500-
Large Corporate Business
212
5.8
212
0.0
31%
31%
2) SME Loans
469
8.7
473
0.8
7-8
10-12
0
Medium Business
260
1.9
258
(0.6)
2012
1Q13
Small and Micro Business
207
18.5
211
2.2
Corporate Loans SME Loans Retail Loans
Other Loans 3) Retail Loans
347
16.0
350
0.9
6-7
10-13
4) Other Loans
95
10.8
109
14.3
Total Loans
1,327
9.6
1,356
2.2
6.3
9-11
** December 2012 loan base is not comparable with previous reports, due to customer migration to larger segments and changes to comply with TFRS 8
Loan Definition (TFRS 8: Operating Segments)
Corporate Loans: Loans of KBank and KBank's Subsidiaries in Corporate Segments (Annual sales turnover > Bt400mn)
SMĖ Loans: Loans of KBank and KBank's Subsidiaries in SME Segments (Annual sales turnover Bt400mn)
Retail Loans: Loans of KBank and KBank's Subsidiaries in Retail Segments
Other Loans: Loans in Enterprise Risk Management Division (NPL + Performing Restructured Loans), and other loan types
Note: Since 1Q13, as per the Bank of Thailand's requirement, the Bank has complied with TFRS 8 (Operating Segments) to present operating results for each key segment in financial reports
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