Investor Presentaiton

Operational & Financial Highlights: Mortgages NON-PERFORMING LOANS (NPLs) & PROVISIONS CARRIED HDFC Percentage 2.60% 2.64% 2.56% 3.00% As at September 30, 2021 2.24% 2.00% 2.50% 1.81% (Rs. in bn) 2.00% 1.50% 103.41 1.00% 0.50% 0.00% Sep-20 Jun-21 Sep-21 NPLs GROSS NPLs Individual Loans PROVISIONS CARRIED AS % OF EAD* Sep 30, 2021 Jun 30, 2021 1.10% 1.37% Non-Individual Loans Overall NPLs 4.69% 4.87% 2.00% 2.24% *EAD: Exposure at Default NPLs (90 days): Provisions Carried: Regulatory provision as per period of default & standard assets: 133.40 66.05 20 20

View entire presentation