Credit Investor Presentation

Best in class treasury management Track record of delivering significant financing outperformance Financing outperformance in AMPs 5 and 6 AMP7 Confident of delivering AMP5 >£500m AMP6 >£500m further outperformance Quantum subject to outturn inflation AMP5 AMP6 1 Pre-tax on an actual company basis Flexibility to reinvest over £600m across AMPs 5 and 6 Financial resilience to withstand credit crises United Utilities • Credit Investor presentation . 43

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