Investor Presentaiton

Gross Production vs. Payoff In addition to the nearly $0.8 billion in non-PPP loan originations in 2020, TCBK originated over $0.4 billion in PPP loans. TCBK originated nearly $1.5 billion in 2021, while facing headwinds of an increased $372 million in payoffs during 2021. Originations and net loan growth in 2022 were supportive of the positive mix shift in earning assets and facilitated both NII and NIM expansion. " $6 $6 $33 $42 $4 $178 $199 $165 $250 $464 $285 $303 $412 $396 $473 $446 $250 $159 -$92 -$118 -$139 -$131 -$20 -$166 -$56 -$192 -$205 -$47 -$225 -$241 -$243 -$250 -$270 -$59 -$33 -$47 -$110 -$4 -$94 Q2-2022 Q3-2022 Q4-2022 Q1-2023 Q1-2020 Q2-2020 Q3-2020 Q4-2020 Q1-2021 Q2-2021 ■Origination ■Payoffs Q3-2021 Q4-2021 Q1-2022 ■Balance Change net of Originations and Payoffs Outstanding Principal in Millions, excludes PPP Includes Q1 2021 increase of $98MM and Q4 2020 increase of $40MM in Jumbo Mortgage pool purchases $800MM in outstanding at close of Q1-2022 related to VRB Acquisitions ($795MM at acquisition) excluded from the chart 19 Investor Presentation | First Quarter 2023 trico bancshares

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