Reimagining Growth with Resilience

Our ESG Strategy Ethical Conduct & Governance 5 pillars of ESG Strategy Responsible Investment Diversity, Equity and Inclusion (DE&I) Holistic Living Sustainable Operations ETHICS Actuarial Active engagement with external agencies including MSCI, S&P Global (DJSI) External Validation MSCI rating improved from 'BB' in October 2019 to 'BBB' in August 2020 S&P Global (DJSI) percentile improved significantly from 1 in 2019 to 61 in 2021 despite increase in participation by 60% Integrated report and ESG Report published in 2021 43 Financial ESG HDFC Life

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