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Investor Presentaiton

Risk Weighted Assets by Geography - Regulatory Capital Risk weighted assets by Geography (€ mn) Equity and Regulatory Capital (€ mn) 30.09.14 31.12.14 31.03.15 30.06.15 30.09.15 30.09.14 31.12.14 31.03.15 30.06.15 30.09.15 Cyprus 20.296 20.452 20.473 19.607 19.551 Shareholders' equity 3.728 3.465 3.502 3.506 3.518 Russia 1.203 706 813 708 30 United Kingdom 633 986 1.162 667 663 CET1 capital 3.512 3.191 3.201 3.205 3.2312 Romania 316 308 294 318 253 Tier I capital 3.512 3.191 3.201 3.205 3.231 Greece 367 217 181 180 173 Tier II capital 39 42 30 32 22 Other¹ 48 46 49 47 47 Total regulatory capital (Tier I + Tier Total RWA 22.863 22.715 22.972 21.527 20.717 II) 3.551 3.233 3.231 3.237 3.253 RWA intensity (%) 83% 85% 86% 85% 86% Risk weighted assets by type of risk (€ mn) 30.09.14 31.12.14 31.03.15 30.06.15 30.09.15 20.835 20.625 20.881 19.426 18.793 Credit risk Market risk 5 5 6 16 44 Operational risk 2.023 2.085 2.085 2.085 1.880 Total 22.863 22.715 22.972 21.527 20.717 Bank of Cyprus KOINO WKYNРIW 1 Other countries include Ukraine, Channel Islands and Netherlands 2 Includes independently verified profits for 9M2015 39
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