Investor Presentaiton

CAJA RURAL DE NAVARRA COVER POOL Residential and Commercial Mortgage Portfolio Total amount (Million of euro) Number of loans Number of borrowers Average loan balance Interest only loans WA LTV (%) WA Seasoning (months) WA Remaining Maturity (years) WA Rate (%) Floating Rate loans (%) Arrears >90 days (%) 10 largest exposures (%) Navarre Basque Country La Rioja RESIDENTIAL GEOGRAPHICAL DISTRIBUTION Other Spanish regions Note: Cut-off date: 31st March 2020. 1 Current Loan Balance calculated on a WA basis. 2020 Credit and Sustainability Framework CRN This document should not be distributed in the United States or to U.S. persons as defined in Regulation S of the U.S. Securities Act of 1933, as amended COMMERCIAL €3,679 Total amount (Million of euro) €1,155 39,452 Number of loans 5,838 61,012 Number of borrowers 5,192 €93,245 Average loan balance €197,803 0.27% Interest only loans 1.62% 57.90% WA LTV (%) 63.27% 79.58 WA Seasoning (months) 56.40 22.01 WA Remaining Maturity (years) 10.66 1.10% WA Rate (%) 1.83% 90.91% Floating Rate loans (%) 87.69% 0.86% Arrears >90 days (%) 2.73% 0.29% 10 largest exposures (%) 8.30% GEOGRAPHICAL DISTRIBUTION 46.45% 43.82% Navarre Basque Country 7.44% La Rioja 2.29% Other Spanish regions 45.50% 40.55% 10.25% 3.70% 45

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