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Investor Presentaiton

The LedgerPay Value Payments IntelligenceSM Payment Processing Precise Customer Identification Personalized Customer Engagement Processes non-cash multi-channel payments from retail merchants Advanced, cloud-based payment processing with acquiring and issuing services QUISITIVE هـ Continual Customer Optimization Identifies and captures customer based on visit behavior, in absence of loyalty identifier Uses payment data to build detailed customer profile over time Performs real-time alignment of customer profiles and offers into segmented groups Pushes designed offers to customer at point of sale in real time Ө Measures customer response rate and offer conversion, to determine success of each offer Leverages machine learning and artificial intelligence to observe and learn from current offers to improve marketing performance CONFIDENTIAL | 2022 | 14
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