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Individual Loans - Portfolio Stats **LIC HFL अ LIC HOUSING FINANCE LTD Pure Floating Rate Loans To Outstanding Portfolio Loan To Value Ratio On Incremental Sanctions As of FY22 95% For FY22 48% As of FY23 97% For FY23 47% As of H1FY24 99% For H1FY24 52% Prepayment Lump Sum/ opening book Installment to Net Income Ratio On Incremental Sanctions For FY22 10.9% For FY22 29% For FY23 9.0% For FY23 30% For H1FY24 10.3% For H1FY24 28% 14

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