Affirm Results Presentation Deck

FY Q2 2022 and FY 2022 Guidance Fiscal Q2 2022 $3.55 to $3.65 billion $320 to $330 million $143 to $148 million $178 to $183 million (7) to (5) percent 285 million affirm GMV Revenue Transaction Costs Revenue Less Transaction Costs Adjusted Operating Loss as a Percentage of Revenue Weighted Average Shares Outstanding Fiscal Year 2022 $13.13 to $13.38 billion $1,225 to $1,250 million $645 to $655 million $580 to $595 million (14) to (12) percent 290 million Affirm's financial outlook for the fiscal second quarter and full year 2022 assumes the following: The Company's outlook does not include estimates of potential contributions to GMV, revenue, or transaction costs from its partnership with Amazon. However, certain technology and marketing expenses associated with the onboarding and ramping of the expanded Amazon partnership are included in the Company's outlook for adjusted operating margin for Fiscal Year 2022. Beginning with its fiscal third quarter, the Company plans to begin including estimates of the GMV, revenue, and transaction costs related to the Amazon partnership in its financial outlook The Company's outlook assumes no material impact to GMV, revenue, or transaction costs from the rollout of its Affirm Debit+ card or its recently announced partnership to enter the Australian market 23

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