Hanmi Financial Results Presentation Deck slide image

Hanmi Financial Results Presentation Deck

Securities Portfolio Securities portfolio (all AFS, no HTM) represented 13% of assets at June 30, 2023, and had a weighted average modified duration of 4.9 years with $119 million in an unrealized loss position. 11% of the portfolio's principal is expected to be paid down in 2023. US Agy CMO - 10% Available for Sale Municipal - 8% US Agy MBS Commerical 7% (1) Based on the book value (2) UST- 6% $956 Million Principal Interest $123 89% constitutes CRA bonds $106 2022 Actual (1) US Agy - 15% US Agy MBS - Residential - 54% $121 $19 $102 Principal Paydowns $154 2023 Projection US Agy Residential MBS - Maturity (3) 30 Year - 7% (2) 20 Year - 19% $137 2024 Projection $516 Million $137 $123 2025 Projection 15 Year - 74% ($ in millions) (3) 2023 Projection includes $37.8 million of actual principal paydown and $9.7 million of actual interest payment for the first six months of the year and $64.6 million of projected principal paydown and $9.1 million of projected interest payment for the balance of the year H Hanmi Financial Corporation US Agy CMO 10% Unrealized Loss Municipal - 10% US Agy MBS - Commercial 10% $119 Million > 5 Years 27% UST- 1% Securities Duration < 1 Year 10% 4.9 Years US Agy - 9% US Agy MBS - Residential - 60% 1 to 3 Year 15% 3 to 5 Years 48% Note: Numbers may not add due to rounding 35
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