Sezzle Results Presentation Deck

4Q22 ENGAGEMENT SCORECARD ACTIVE¹ CONSUMERS 4Q22 4Q21 4Q20 4Q22 4Q21 4Q20 ACTIVE MERCHANTS 4Q22 2,231,000 APP ENGAGEMENT2 AS A % OF ACTIVE CONSUMERS 4Q21 4Q20 35.6% 39.0% 2,950,000 27,000 3,287,000 58.0% 42,000 -10.3% YoY 46,000 +22.4 Pts -8.7% YOY REPEAT USAGE AS A % OF TOTAL ORDERS (CUMULATIVE) 4Q22 4Q21 4Q20 4Q22 4Q21 WEEKLY AVERAGE MARKETPLACE VOLUME AS A PERCENTAGE OF UMS 4Q20 2.0% 4Q22 4Q21 4Q20 89.8% 11.0% 92.8% 94.2% 22.2% 22.1% 29.2% PERCENTAGE OF TOTAL INCOME DERIVED FROM NON- MERCHANT PROCESSING FEES 38.2% +131 Bps ¹Active is defined as having had at least one transaction through the Sezzle Platform in the last twelve months, not subject to a minimum required number of transactions criteria (Merchants and Consumers rounded to nearest thousand). 2 App Engagement is defined as Active Consumers opening the Sezzle app. Note: Active Consumer and Active Merchant numbers have been adjusted to exclude Brazil, Europe, and India, which have or are being discontinued. +18.2 Pts +16.0 Pts SEZZLE INC 4Q22 Presentation | 6

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