XP Inc Results Presentation Deck

Fixed Income & Floating / Equities & Futures Update on Macroeconomic Impacts on Retail 2,0x 1,8x 1,6x 1,4x 1,2x 1,0x 0,8x 0,6x 0,4x 0,2x 0,0x 1Q15 4Q15 Source: Brazilian Central Bank, XP Inc. -Fixed Income & Floating / Equities & Futures 3Q16 2Q17 1Q18 -Selic Rate 4Q18 LTM Retail Revenue 3Q19 2Q20 1Q21 XP Inc. 31x revenue growth 4Q21 20% 18% 16% 14% 12% 10% 8% 6% 4% 2% 0% SELIC 11

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