Scotiabank Canadian Legislative Covered Bonds Presentation slide image

Scotiabank Canadian Legislative Covered Bonds Presentation

Solid Track Record of Earnings and Dividend Growth Earnings Per Share (C$)(1)(2) Focused strategies to drive long-term growth Canadian Banking: Target 6-9% earnings growth Focused on customer experience, business mix shift and distribution network/digitization to improve costs International Banking: Target 8-10% earnings growth and positive operating leverage - Attractive, higher growth and underpenetrated banking markets Global Banking and Markets Focused on strategic agenda to generate continued momentum • • Dividend per Share (C$) Strong track record of consistent dividends (and increases) with a current yield of approximately 4% The Bank has never cut its dividend Dividend increases are driven in line with earnings growth and subject to Board approval Dividend payout ratio target range of 40- 50% Annual dividend of $2.88 per share implies a dividend payout ratio of 49.6% in 2016, or 48% adjusting for the restructuring charge The Bank has strong capital levels to support capital initiatives including dividend increases and share buybacks +6% Y/Y $6.00 $4.53 $2.05 11 12 13 14 15 2016 (1) Reflects adoption of IFRS in Fiscal 2011 (2) Excludes notable items 26 +7% Y/Y $2.88 11 12 13 14 15 2016 Scotiabank®
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