Canadian Banking Financial Analysis
CANADIAN RESIDENTIAL MORTGAGE PORTFOLIO
$109.2
42%
Insured
$12.6
$96.6
Total Portfolio:
$216 billion
$39.2
$9.5
$30.8
$3.6
(Spot Balances as at Q1/19, $B)
$16.0
$29.7
$1.8
$11.3
$27.2
$14.2
$11.1
$0.2 $9.5
$8.8
$0.7
58%
Ontario
BC &
Territories
Alberta
Quebec
Atlantic
Provinces
Manitoba &
Saskatchewan
Uninsured
Freehold $188B
Condos $28B
Average LTV of uninsured mortgages is 55%¹
|
New originations² average LTV of 64% in Q1/19
1 LTV calculated based on the total outstanding balance secured by the property. Property values indexed using Teranet HPI data.
2 New originations defined as newly originated uninsured residential mortgages and have equity lines of credit, which include mortgages for purchases
refinances with a request for additional funds and transfer from other financial institutions.
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