Canadian Bail-in Regime Update

Prudent risk management¹ 0.51 0.89 2019 2020 Total Allowance Coverage Ratio² (%) 0.64 2021 61 Loan Loss Ratio (bps) 0.76 0.62 2022 2023 38 33 29 30 26 21 16 14 4 2019 2020 2021 CIBC For footnoted information refer to slide 67. Impaired³ 2022 2023 Total4 19

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