Wholesale Banking - Positioned for Growth

Credit Quality 56 99 39 Net impaired loans and PCL ratios (bps) Net impaired loans as a % of net loans and acceptances (bps) Provision for credit losses as a % of net average loans and acceptances (bps) 52 43 50 50 38 38 100 46 46 48 48 46 45 39 38 32 41 34 37 24 34 34 37 44 33 Q4'23 39 28 35 55 32 20 20 -4 21 22 21 IFRS 14 IFRS 91 -3 Q4'23 25 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 58 TD

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