Investor Presentaiton

Profit & Loss Overview- Q4 FY19 Rs Cr SOUTH INDIAN Bank Q4-FY19 Q4-FY 18 Y-0-Y (%) Q3-FY19 Q-0-Q (%) Net Interest Income 499 492 2% 520 -4% Other Income Total Income 236 179 32% 187 26% 735 671 10% 706 4% Operating Expenses 407 360 13% 374 9% Operating Profit 328 311 5% 332 -1% Provisions (Ex-Tax) & 219 149 47% 203 8% Contingencies Reported Profit Before Tax 108 162 -33% 129 -16% Provision for Tax 38 48 -21% 45 -16% Profit After Tax 71 114 -38% 84 -16% 38

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