2022 Report and Financial Statements

2022 REPORT AND FINANCIAL STATEMENTS - BANCO REGIONAL LETTER FROM THE PRESIDENT ECONOMIC AND FINANCIAL PERFORMANCE Below is the concentration of the portfolio held by the Entity as of December 31, 2022 and 2021 respectively, with the financial (SF) and non-financial (SNF) sectors, both in the portfolio of performing and non- performing loans and in the liabilities through financial intermediation. a) Loans NUMBER OF CUSTOMERS % AMOUNT AND PERCENTAGE OF LOAN PORTFOLIO FINANCIAL SECTOR OUTSTANDING Gs. (*) PAST DUE % % Gs. (*) AMOUNT AND PERCENTAGE OF LOAN PORTFOLIO NON-FINANCIAL SECTOR OUTSTANDING Gs. (*) PAST DUE % Gs. (*) As of December 31, 2022 10 largest debtors 218.691.493.168 89% 50 subsequent largest debtors 27.352.054.273 11% 100 subsequent largest debtors 0% Other subsequent debtors 0% Total loan portfolio 246.043.547.441 100% 0% 1.172.620.296.200 10% 336.371.164.545 59% 0% 2.778.977.888.348 23% 141.855.978.149 25% 0% 2.326.304.648.988 19% 36.109.734.164 6% 0% 0% 5.841.900.859.720 12.119.803.693.256 48% 100% 53.487.160.848 567.824.037.706 9% 100% NUMBER OF CUSTOMERS OUTSTANDING Gs. (*) AMOUNT AND PERCENTAGE OF LOAN PORTFOLIO FINANCIAL SECTOR PAST DUE % % Gs. (*) As of December 31, 2021 10 largest debtors 50 subsequent largest debtors 100 subsequent largest debtors Other subsequent debtors Total loan portfolio 300.865.263.960 84% 59.129.228.139 16% 0% 0% 359.994.492.099 100% AMOUNT AND PERCENTAGE OF LOAN PORTFOLIO NON-FINANCIAL SECTOR OUTSTANDING Gs. (*) % PAST DUE Gs. (*) % 1.725.207.732 100% 1.137.912.374.259 9% 210.192.957.172 60% 0% 2.942.647.147.582 24% 90.792.493.270 26% 0% 2.507.525.922.639 21% 23.772.382.028 7% 0% 1.725.207.732 100% 5.581.581.678.871 12.169.667.123.351 46% 100% 23.206.843.214 347.964.675.684 7% 100% (*) Includes debtors for financial products accrued, suspended valuation gains, and operations to be settled/reported before allowances. 39

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