Investor Presentaiton
FY20 OVERVIEW
BOQD
GROUP
1. Lower statutory profit of $115m, reflecting the challenging environment and a year of transition
2. Business momentum, with revenue growing and good margin management
3. Supporting our customers and people during COVID-19, through banking relief packages and
changes to ways of working, while ensuring business resilience
4. Delivering the strategic transformation - year of transition, simplified operating model, digital
transformation on track, and balance sheet growth momentum
5. Well provisioned for potential COVID-19 impacts, $133m collective provision overlay taken for
anticipated lifetime losses
6. Capital strength to support business growth and broader economic recovery, with CET1 of
9.78%
7. Dividend of 12 cps, in line with revised APRA guidance. Represents 6 cents from first half profits and
6 cents from second half profits
Bank of Queensland Limited 2020 Full Year Results Presentation
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