FY22 Financial Overview slide image

FY22 Financial Overview

Global Wealth Management 3rd Largest Wealth Management Business in Canada¹ Global Wealth Management is focused on delivering comprehensive wealth management advice and solutions to clients across Scotiabank's footprint. Global Wealth Management serves over 2 million investment fund and advisory clients across 13 countries - administering approximately $500 billion in assets. Business Overview Strategic Focus . 13% 10% Q4/22 Revenue Q4/22 AUM² Mix $311Bn $1.3Bn 87% 90% 22% Q4/22 Continued growth opportunities through digital Scotia Smart Investor rollout, close partnership with the Retail bank, and new product innovation AUA² $580Bn 78% Financial Results International Canada Reported Net Income³ ($MM) and ROE4 (%) $MM, except AUM/AUA Reported Q4/22 Y/Y Q/Q 17.2% 17.5% 16.3% 412 -7 385 405 407 376 361 15.5% Net Income³ $361 (6%) (4%) 14.8% Pre-Tax, Pre Provision Profit5 $491 (6%) (5%) Revenue $1,289 (4%) (2%) Expenses $798 (3%) PCLs $1 nmf nmf Q4/21 Q1/22 Q2/22 Q3/22 Q4/22 Ex. Performance Fees Performance Fees Productivity Ratio² 61.9% 80 bps 130 bps AUM ($B)² $311 (10%) (3%) AUA ($B)² $580 (3%) Medium-Term Financial Objectives Net Income Growth 3,4 Adjusted Productivity Ratio4 Operating Leverage4 Target6 8%+ <65% Positive Net Income³ $368 (6%) (4%) Pre-Tax, Pre Provision Profit 5 $500 (6%) (5%) Expenses Productivity Ratio² $789 (3%) 61.2% 70 bps 130 bps 1 Based on Total Net Income for publicly traded banks in Canada for the 3 months ended July 31, 2022; 2 Refer to page 133 of the Management's Discussion & Analysis in the Bank's 2022 Annual Report, available on http://www.sedar.com, for an explanation of the composition of the measure. Such explanation is incorporated by reference hereto; 3 Attributable to equity holders of the bank; 4 Refer to non-GAAP measures on page 17 of the Management's Discussion & Analysis in the Bank's 2022 Annual Report, available on http://www.sedar.com; 5 Pre-Tax, Pre-Provision Profit defined as revenues less expenses; 63-5 year target from 2020 Investor Day 37
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