Investor Presentaiton

Annual Report AR 2022 SUMMARY WHO WE ARE பு BRAS Agenda BC# 0 011 001 0011110 0011 01 1110 0 011 001 0011110_ LL 01101110 0 01130 How can Digital BRL improve 001 001 01101110 011 01101110 0.011 110 001101101110 our lives? 0011110 0011 011 001 0011110 011 001 01101110 0 0 Digital BRL will use technologies already ed11 01101110 available in decentralized financial $ 0011110 001 00011 0110111 environments - such as smart contracts and 0100111 programmable money. Its use will occur 011 30 through tokenized deposits in entities 01110 00 supervised by the BCB. 1101110 0 0011 0011110 011 01101110 0 011. Its great advantage is to allow democratic 01 110 0011 01101110 0 0 access to more efficient financial services in an 001 0011110 0011 01101110 increasingly digitalized economy. 011 001 0011110 0011 01101110 OUR STRENGTH AND OUR RESOURCES L BANCO CENTRAL 0 DO BRASIL 011-001 0011110 0011 bcb.gov.br With the increased flexibility to create financial solutions, there will be increased competition for banking customers. Financial products will become more suited to users' needs and the costs will be increasingly affordable. For entrepreneurs, more secure and accessible financial transactions will facilitate the creation of new business models that can integrate, for example, the internet of things and promote data monetization. For Digital BRL to translate into concrete benefits for the Brazilian economy, however, many tests are needed and challenges overcome. The technologies that support digital currencies are in a maturation phase, and fundamental guarantees, such as the right to privacy, must be protected in the Digital BRL environment. Finding the balance between this need for privacy and the innovative use of information offered by these technologies is still an issue. Ensuring mechanisms to prevent money laundering, financing of terrorism, and financing of the proliferation of weapons of mass destruction is another guideline for the Digital BRL. In compliance with court orders, the ability to trace illicit transactions, which used the Digital BRL, is very important to the BCB. Learn more. OUR RESULTS 83

View entire presentation