Investor Presentaiton
2. Formalization of Informal MSMEs
RBI/2023-24/27 (FIDD.MSME & NFS.BC.No.09/06.02.31/2023-24) circular
("Formalisation of Informal Micro Enterprises on Udyam Assist Platform")
CLASSIFICATION
DOCUMENTATION
TICKET SIZE
ANNUAL INCOME
UNSECURED
Income Tax Return
GST Certificate
> 10 Lakh
> * 10 Lakh
New Age Fintechs
Formal MSME
PAN Card
Udyam Aadhaar
Shop & Establishment
1Lac-10 Lakh
4Lac 10 Lakh
Geography Focused
MSME NBFCs
Aadhaar Card
Informal MSME
*30,000 1 Lac
-
3Lac-4 Lakh
Udyam Assist
Bank Account
Capital Trust
Microfinance
Aadhaar Card
20,000 60,000
<3 Lakh
NBFC-MFIS
Capital Trust
Benefits to CTL:
MSME PSL Classification, Formalization of sector, Increased funding potential from Banks / NBFCs
80
SECURED
Banks / Large SME
Focused NBFCs
Product Focused
MSME NBFCsView entire presentation