Bajaj Allianz Corporate Update

BFL - Key Strategic Differentiators STRATEGY B FINSERV BAJAJ Diversified financial services strategy seeking to optimise risk and profit, operate a sustainable business model and deliver a superior ROE and ROA Focused on continuous innovation by transforming customer experience thereby creating growth opportunities. DIFFERENTIATORS Focus on mass affluent and above clients Overall customer franchise of 7.30 Cr. and Cross sell client base of 4.43 Cr Strong focus on cross selling to existing customers Highly agile & highly innovative Deep investment in technology and analytics Diversified asset mix supported by strong ALM and broad-based sources of borrowings Centre of Excellence for each business vertical to bring efficiencies across businesses and improve cross sell opportunity. Continuous improvement in features of products & timely transitions to maintain competitive edge Has helped establish a highly metricised company and manage risk & controllership effectively Consolidated lending AUM mix for Urban : Rural : SME Commercial: Mortgages stood at 33%: 10%: 13%: 13%: 31% as of 30th June 2023 Consolidated borrowing mix for Money Markets: Banks: Deposits: ECB stood at 47%: 31%: 21%: 1% 11

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