Investor Presentaiton
Diversified Loan Portfolio
$2,161
Construction
SFR HELOC
and Junior Commercial &
Liens
Industrial SFR 1-4 Term Multifamily
CRE-Owner
Occupied
CRE Non-
Owner
Occupied
20
0
Agriculture &
Auto & Other Farmland
1Q-2023
1Q-2022
1Q-2023
1Q-2022
1Q-2023
1Q-2022
1Q-2023
$971
$851
$947
$840
$804
1Q-2022
$712
1Q-2023
1Q-2022
$553
$494
1Q-2023
$376
1Q-2022
$362
1Q-2023
$226
1Q-2022
$304
1Q-2023
$322
1Q-2022
$320
1Q-2023
$55
1Q-2022
$61
$1,891
% of
CRE Non Own By
Collateral
Loans, net
# Loans
CRE
(SMM)
NOO
Retail
Office
Hotel/Motel
$568
348
26%
5457
374
21%
$320
98
15%
Light Industrial
$168
176
8%
Self Storage
$130
50
6%
Mixed Use, Retail
$125
85
6%
Warehouse
$111
130
5%
Construction
3%
Agriculture &
Farmland
5%
Mixed Use, Office
$41
33
2%
Auto & Other
1%
Other (22 Types)
Total
$241
241
11%
$2,161
1,535
100%
SFR
HELOC and
Junior Liens
6%
Commercial &
Industrial
9%
CRE Non-
Owner
Occupied
34%
SFR 1-4 Term
12%
Multifamily
15%
CRE-Owner
Occupied
15%
Dollars in millions, Net Book Value at period end, excludes LHFS;
Auto & other includes Leases; Commercial & Industrial includes six Municipality Loans for $21.3 mln.
Investor Presentation | First Quarter 2023
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