Planning Cycle 4 (2017-2020) - Plan vs Outcome/Top line momentum/Well Diversified Loan Book

Diversified and Granular Fee Streams - Q2-FY20 Corporate Banking (36%) Consumer Banking (49%) Trade and Remittances, 2% Trade and Remittances, 8% Foreign Exchange, 6% Foreign Exchange, 10% Investment Banking - Project Finance Advisory, 1% Investment Banking - Loan Syndication, 8% Investment Banking - Structured Finance, 3% Loan Processing - Small Corp, 1% Loan Processing - Medium Corp, 1% Loan Processing - Large Corp, 4% Trading and Other Income (15%) Distribution, 19% General Banking, 5% Loan Processing, 15% Securities/MM/FX Trading/Others, 15% PSLC, 2% 21

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