Access to Financial Services in Kaduna State Deep Dive

EFINA Enhancing Financial Innovation & Access Financial service agents are driving use of other formal non-bank financial services % of adults 3.4m 0.8m Formal other 19% % of adults Insurance 1% Pension Mobile money Financial agents Microfinance 1% banks 2% 5% Yes No 81% National 2020 Kaduna 2020 Other formal 28% 19% (non-bank) Savings 12% 7% Remittances 6% 3% 18% Credit 1% 0.4% Source: EFINA Access to Financial Services in Kaduna State 2020 Survey 28

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