Investor Presentaiton

: SUSTAINABLE BUSINESS ACTIVITIES Micro & SMES IDR 630.7 Tn Environmentally Sustainable Management of Living Natural Resources & Land Use IDR 53.2 Tn (BRI BRI Loan Policy BRI Negative List Loan Policy, BRI is committed to have no exposure in several sectors including but not limited to: Illegal Logging Cultivation of Marijuana & Narcotics productions and trading Renewable Energy IDR 6.8 Tn Sustainable Business Activities* Loan Portfolio As of 1Q 2023 11.1% YOY X Green Building IDR 1.9 Tn Forced labor, child exploitation, human rights violation Money Laundering IDR 639.8 Tn 65.6% of Total Loans IDR 710.9 Tn 66.7% of Total Loans Destroying historical and archaeological building Clean Transportation IDR 11.9 Tn Pollution Prevention & Control IDR 1.7 Tn Terrestrial & Aquatic Biodiversity Conservation IDR 587 Bn "The BRI Sustainable Business Activities Loan Portfolio has sustainably increased and the highest among peers" IDR 4.1 Tn Other Sustainability-related projects IDR 42.5 Bn Sustainable Water and Wastewater Management X Trading protected animals 1Q '22 1Q 23 IDR 3.9 Bn X Fishing business using fishing gear that is prohibited by regulation Eco-efficient Product, Production Technologies and Processes Other fields/sector according to applicable law Specific Loan Policy *Bank Only Number ■CPO Sector Required to has an ISPO/RSPO certificate or at least has registered in the ISPO certification process ■Pulp & Paper Sector Requires to comply to HCV, HCS, FSC, IFCC, and Timber Legality Verification System (SVLK). Other Loan Policy No borrowers with Black PROPER rating (Company Performance Rating Assessment by Ministry of Environment and Forestry) ■ Other requirements in accordance with the applicable law

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