Westpac Financial Performance Update
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27 |
0.80%
0.60%
0.40%
0.20%
0.00%
Sep-08
Active mortgage customers
183k
2.00%
Total Mortgage Portfolio
$43.3bn
1.50%
Market share
20.05%
1.00%
YTD mortgage growth rate annualised
6.3%
0.50%
Portfolio 80% LVR
14.8%
0.00%
Average loan size
$237k
Average LVR
63%
Mortgage portfolio delinquencies remain low
Key statistics - as at 31 March 2016
Mortgage portfolio 30+ and 90+ delinquencies (%)
90+ dpd
30+ dpd
Mortgage portfolio loss rates (%)
1.00%
Mar-09
Sep-09
Mar-10
Sep-10
Mar-11
Sep-11
Mar-12
Sep-12
Mar-13
Sep-13
Mar-14
Sep-14
Mar-15
Sep-15
Mar-16
0.02%
% 30 plus dpd or Written Off
Sep-07
Mar-08
Sep-08
Mar-09
Sep-09
Mar-10
Sep-10
Mar-11
Sep-11
Mortgages 30+ delinquencies and written off
(%, yearly averages)
1.6%
1.4%
1.2%
1.0%
0.8%
0.6%
0.4%
0.2%
0.0%
1
3
5
7
9 11 13 15 17 19 21 23 25 27 29 31 33 35
Age Of Account
2006
2011
2007
-2012
2008
2009
2010
2013
2014
2015
PRIVATE & CONFIDENTIAL
Mar-12
Sep-12
Mar-13
Sep-13
Mar-14
Sep-14
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Mar-15
Sep-15
Mar-16View entire presentation