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Investor Presentaiton

PNM Bills Remain Below National and Regional Averages Customer bill impacts of increased investments are mitigated by: Return of federal tax savings to customers • Load growth reduces per-customer cost of new investments Energy Imbalance Market and renewable investments result in lower costs for fuel Comparison of Average Residential Bills (1) Western Region Average Bills by Utility Arizona Public Service Co (AZ) Salt River Project (AZ) Imperial Irrigation District (CA) Entergy Texas Inc. (TX) Modesto Irrigation District (CA) Southwestern Electric Power Co (TX) PacifiCorp (CA) City of San Antonio - (TX) Nevada Power Co (NV) PacifiCorp (WA) Regional Average Bill Pacific Gas & Electric Co. (CA) PacifiCorp (OR) Tucson Electric Power Co (AZ) Southern California Edison Co (CA) Black Hills Power, Inc. d/b/a (WY) San Diego Gas & Electric Co (CA) Sacramento Municipal Util Dist (CA) Montana-Dakota Utilities Co (WY) Idaho Power Co (ID) US Average Bill Southwestern Public Svc Co (NM) Portland General Electric Co (OR) PacifiCorp (ID) Avista Corp (WA) City of Tacoma - (WA) Avista Corp (ID) PacifiCorp (WY) NorthWestern Energy LLC (MT) City of Colorado Springs (CO) LADWP (CA) El Paso Electric Co (TX) PNM 2019 (NM) - Proposed Montana-Dakota Utilities Co (MT) PacifiCorp (UT) El Paso Electric Co (NM) Public Svc Co of Colorado (CO) City of Seattle (WA) $68.11 $98.24 $77.15 - PNM 2019 - $140.90 $108.07 Current Regional Avg - Current US Avg $50 (1)PNM rates reflect rates approved in the 2018 General Rate Case. All others reflect U.S. Energy Information Administration's Residential Rate increases through August 2018. $100 PNM②Resources $150 25
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