Investor Presentation Q1 FY24

Credit Cards - Portfolio Trends Retail Spend # Consumer Loans ('000) 929 941 954 28,944 27,207 27,496 27,978 27,690 841 861 24,852 25,588 11,136 11,645 12,656 13,618 12,533 13,152 12,575 324 333 297 Q1'23 Q2'23 Q3'23 Q4'23 Retail Spend/Card Apr 23 May'23 Jun'23 Retail Spend/Active Card Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Apr 23 May'23 Jun'23 30 Day Retail Active E-com Spend Share 46% 47% 47% 45% 46% 47% 45% 55% 57% 58% 60% 59% 59% 59% 60% Q1'23 Q2'23 Q3'23 Q4'23 Apr'23 May'23 Jun'23 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Apr 23 May 23 Jun'23 Retail spends Increased YoY and QoQ # Retail Spend parameter are measured as of qtr end apno ka bank | RBL Bank 32

View entire presentation