Investor Presentaiton

3 Pillars of Capital Trust 1. TECHNOLOGY Use of Technology for faster, confidential, transparent and better enhancement of credit profile with low risk and better returns 2. HYBRID DUAL CREDIT Automated credit (credit bureau checks and preset algorithms) supplemented with Traditional Safeguards of Branch Banking (physical verification of residence, business premise and cash flow analysis) O ₹ 24 Capital Trust 3. BUSINESS INTELLIGENCE Use of Advanced Statistical Models and predictive analysis before sanctioning a loan and after for performance evaluation

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