Investor Presentaiton
Key Growth Driver 5 - Multiple financial services offerings
Drives significant footfall to stores
Consumer credit products¹
Initial Monthly
Payment Payments
•
•
Hire purchase
Financial services (over 66,500 transactions per month 2)
Consumer protection plans
66% of retail sales2
136,421 accounts³
Utilities payments (Bill Pay)
Over 100 years experience
Remittances (Western Union)
Unique Singer processes1
Mobile phone re-loads (Grameen Phone)
•
Low credit default rates 1
•
94% of receivables in advance1
Mobile Money (Bkash)
Note:
1. Details of credit granting, monitoring and collection processes are provided in Appendix 3, with details of receivables performance in Appendix 4
2. For the 12 months ended 31 December 2018
3. As at 31 December 2018
12
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