Investor Presentaiton

13 Morgan's Queensland Investor Conference Suncorp's Strategic Assets Our focus Cost One Company SUNCORP Many Brands GROUP Delivering scale cost benefits on third party procured goods / services Sharing scale on infrastructure (real estate, enterprise technology) and non-unique business services Customer Enhancing value to our 9 million customer connections by deepening their relationships with Group brands Capital Culture Suncorp Group Limited October 2015 Demonstrating a diversification benefit through improved Group Risk- based Capital modelling Maintain A+/A1 credit rating Operating as 'One Company. Many Brands. One Team'

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