Strategic Priorities & Financial Overview
CIBC Funding Strategy and Sources
Funding Strategy
•
CIBC's funding strategy includes access to funding through retail deposits and wholesale funding and deposits
.
•
CIBC updates its three-year funding plan on at least a quarterly basis
The wholesale funding strategy is to develop and maintain a sustainable funding base through which CIBC can access
funding across many different depositors and investors, geographies, maturities, and funding instruments
Wholesale Funding Sources
Wholesale Market (CAD Eq. 202.1BN), Maturity Profile1
80
Wholesale deposits Canada,
U.S.
Credit card securitization
Canada, U.S.
70
58
50
60
Global MTN programs
Mortgage securitization
贡 40
programs
30
2220
■Secured ■ Unsecured
33
20
35
38
19
25
29
10
13
Covered Bond program
Structured Notes
8
2
0
1
Less than
1m
1m-3m
3m-6m
6m-12m
1y-2y
Over 2y
CIBC◇
For footnoted information refer to slide 37.
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